Loan Against Property

Features and Benefits

Unlock Financial Security

Are you looking to leverage the value of your property to secure a loan? Our Loan Against Property (LAP) services provide you with the financial flexibility you need, allowing you to access substantial funds while retaining ownership of your valuable assets. Whether you need funds for business expansion, debt consolidation, education, or personal expenses, our LAP solutions are designed to cater to your unique financial needs.

Benefits of Availing a Loan Against Property

A Loan Against Property (LAP) is a secured loan where you pledge your residential or commercial property as collateral to secure funds for various personal or business purposes. The loan amount depends on the market value of your property, your repayment capacity, and other eligibility criteria. Typically, you can avail of up to 70% of the property’s market value.

Tailored Loan Solutions

Fast and Easy Application

Get Started Today

For inquiries, feel free to contact our customer support team.

High Loan Amounts

Unlock up to 70% of your property’s market value and gain access to significant funds to meet your financial goals.

Flexible Repayment Options

Enjoy the convenience of tailored repayment plans that suit your financial situation, with tenures ranging from 5 to 15 years.

Competitive Interest Rates

Benefit from attractive interest rates that make borrowing affordable and manageable.

Quick and Hassle-Free Processing

Experience a streamlined application process with minimal paperwork and fast approvals, ensuring you get the funds you need promptly.

Transparency and Trust

We believe in transparent dealings with no hidden charges, providing you with a clear understanding of your loan terms and conditions.

Build Equity

With every repayment, you build equity in your home, increasing your ownership stake and financial security over time.

How It Works?

Application Submission: Fill out our simple online application form with your personal and property details.
Document Verification: Submit the required documents for verification, including property papers, income proof, and identification.
Property Evaluation: Our experts will evaluate your property to determine its market value and loan eligibility.
Loan Approval: Upon successful evaluation, your loan will be approved, and you will receive a sanction letter outlining the loan terms.
Disbursement: Once you accept the loan offer, the funds will be disbursed to your account promptly.

Eligibility Criteria

Property Ownership: The property should be in your name and free from legal disputes.
Income Proof: Demonstrate a stable source of income to ensure timely repayment.
Age Limit: Applicants should be between 21 and 65 years of age.
Credit Score: A good credit history enhances your chances of loan approval.

Documents Required

Identity Proof: Aadhar card, PAN card, passport, or any government-issued ID.
Address Proof: Utility bills, rental agreement, or any valid address proof.
Income Proof: Salary slips, bank statements, IT returns, or business financials.
Property Documents: Title deed, property tax receipts, and other relevant documents.